Volunteer First Responder Housing Act

This bill creates housing benefits for volunteer firefighters and emergency medical responders. It allows qualified volunteers to deduct $18,000 annually from their income when applying for USDA single-family home loans, and qualifies them for HUD’s discounted home programs reserved for first responders. To qualify, volunteers must be certified in their state or tribe, have served at least 200 hours per year for two consecutive years, and provide verification from their volunteer organization. The bill directly affects local volunteer first responders seeking affordable homeownership through federal housing programs.