Consumer Online Payment Transparency and Integrity Act

This bill requires businesses selling goods or services with automatic renewals or free trials to clearly disclose renewal terms and cancellation options to consumers. Specifically, businesses must provide at least 7 days' notice before charging for renewals, obtain explicit consumer consent for each renewal, and offer easy cancellation methods (online, phone, email, or mail). The law also prohibits using deceptive "dark patterns" (tricky website designs) to trick consumers into agreeing to charges and voids automatic renewals if businesses fail to comply, requiring refunds for violations. It directly affects subscription-based businesses, app stores, and online service providers that use automatic renewal features or free-to-pay conversions.