Oral Health Products Inclusion Act

HR 8599, the Oral Health Products Inclusion Act, expands tax-advantaged health account coverage by allowing expenses for specific oral care products to be treated as qualified medical expenses. The bill adds toothbrushes (manual or electric), water flossers, and FDA-approved over-the-counter anticaries or antiplaque products (like certain toothpastes or rinses) to the list of eligible expenses under Health Savings Accounts (HSAs), Archer MSAs, and health flexible spending accounts (FSAs)/health reimbursement arrangements (HRAs). This directly affects individuals who use these tax-advantaged accounts to pay for routine oral health products out-of-pocket. The policy change requires these products to be FDA-recognized as safe and effective for topical use on teeth or gums, without altering the products themselves or their medical use.