Enhanced Cybersecurity for SNAP Act of 2024

HR 7585, the Enhanced Cybersecurity for SNAP Act of 2024, requires states to transition all SNAP (food stamp) EBT cards to chip-enabled technology by 2029, phasing out magnetic stripes. It mandates states to provide mobile-friendly digital interfaces for managing EBT accounts, including real-time transaction alerts, fraud reporting tools, and virtual card numbers for online purchases. The bill prohibits states from using outdated password requirements inconsistent with federal cybersecurity standards and ensures no replacement fees for cards lost, stolen, or damaged due to fraud or expiration. States will receive reimbursement for costs related to upgrading cards and payment terminals, directly affecting 40 million SNAP recipients and state agencies managing the program.