Mental Health Transparency Act

The Mental Health Transparency Act (HR 7140) requires health insurance plans and issuers to publicly disclose the percentage of mental health and substance use disorder providers in their networks using a rating system (like high/medium/low or star ratings). It mandates that plans display this information on their websites along with a public database listing mental health and substance use disorder providers, including details like location, specialty, whether they treat children under 19, and if they offer telehealth. The government will create and maintain this database, updating it annually with information provided by providers. Implementation begins for plan years starting January 1, 2027, aiming to increase transparency about provider availability for consumers.