Protecting Farmers from Drought Act of 2023

The Protecting Farmers from Drought Act of 2023 modifies eligibility for prevented planting insurance in counties with severe, recurring drought. It replaces the current "1-in-4 rule" (requiring crop planting in at least one of the past four years) with a "1-in-5 rule" for counties experiencing extreme drought (D3 or worse) for three consecutive years, as documented by the U.S. Drought Monitor. This change eases qualification for insurance when drought prevents planting by extending the required planting history window from four to five years. The bill directly affects farmers in designated drought-affected counties by making insurance access more attainable during prolonged dry periods.