Ensuring Kids Have Access to Medically Necessary Dental Care Act

HR 590, the Ensuring Kids Have Access to Medically Necessary Dental Care Act, prohibits states from imposing lifetime or annual dollar limits on dental benefits for low-income children and pregnant women covered by the Children's Health Insurance Program (CHIP). It requires states to provide dental-only supplemental coverage for eligible children (rather than allowing states to opt out) and removes restrictions on coverage for pregnancy-related dental services. These changes apply to all states operating CHIP and cover targeted low-income children (and pregnant women in states that offer pregnancy-related assistance under CHIP). The bill takes effect six months after enactment to ensure continuous access to necessary dental care without coverage caps.