Federal Disaster Housing Stability Act of 2023
The Federal Disaster Housing Stability Act of 2023 prohibits landlords and mortgage servicers from evicting tenants or foreclosing on homes during declared disasters. It directly affects renters in covered dwellings (residential rentals with or without leases) and homeowners with covered mortgage loans on 1- to 4-unit properties in disaster areas. The law creates a 120-day eviction moratorium preventing filings, fees, rent increases, or removals, and a 6-month foreclosure moratorium (excluding vacant properties) halting foreclosure actions. These protections apply automatically for any disaster declared by the President under federal emergency laws.
Bill status
in committee
1 of 4 stages cleared
Introduction
May 2023
Committee Review
Floor Vote
President
Introduced May 11, 2023
Last action May 11, 2023
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
May 11, 2023
Committee
Referred to the House Committee on Financial Services.
lower
May 11, 2023
Introduced
Introduced in House
lower
1 primary · 4 co-sponsors
Sponsors
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