SPARC Act

The SPARC Act creates a federal loan repayment program to address specialty care shortages in rural areas. It provides up to $250,000 in repayment for specialty medicine physicians (like cardiologists or surgeons) and non-physician providers (such as nurse practitioners in specialty roles) who commit to six years of full-time work in designated rural communities facing provider shortages. Participants must agree to repay eligible education loans (including federal student loans) while serving in these areas, with strict rules preventing double-benefits from other loan forgiveness programs. The program requires annual reporting on participant locations and impact, aiming to improve access to specialty care in underserved rural regions.