Consumer Online Payment Transparency and Integrity Act

HR 2460 requires businesses selling goods or services with automatic renewal features (like streaming subscriptions or software trials) to clearly disclose renewal terms and cancellation options *before* charging consumers. It mandates 7-day advance notice of renewals, requires express consumer consent for each renewal (not just initial sign-up), and provides easy cancellation methods (online, phone, email). If businesses fail to comply, automatic renewals become void, and consumers must receive refunds. The bill is enforced by the Federal Trade Commission under existing laws, with specific rules to prevent deceptive "dark patterns" in user interfaces.