Easy Enrollment in Health Care Act

The Easy Enrollment in Health Care Act (HR 1113) creates a program allowing taxpayers to use their income tax return information to automatically determine eligibility for health insurance programs and enroll in coverage with zero net premium. Taxpayers can consent to share relevant tax return information with health insurance exchanges, which would then determine eligibility for Medicaid, CHIP, or other insurance affordability programs. If eligible, the program would automatically enroll household members in a zero net premium health plan unless they opt out or select a different plan. The bill establishes secure data transfer mechanisms between the IRS and exchanges, requires clear language for taxpayers about insurance options, and includes procedures for correcting errors in eligibility determinations. This would streamline enrollment for millions of Americans who qualify for subsidized health coverage but might not otherwise apply.