Health Coverage for IVF Act of 2024

This bill would require most health insurance plans under the Affordable Care Act to cover fertility treatments as an essential health benefit. It directly affects individuals enrolled in ACA-compliant health plans by mandating coverage for services like in vitro fertilization (IVF), embryo preservation, genetic testing, artificial insemination, and fertility-related medications. The law defines "fertility treatment and care" to include these medically appropriate services regardless of whether a person has been diagnosed with infertility. Coverage would begin for plan years starting one year after the bill's enactment.