Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

HJRES 85 is a resolution seeking congressional disapproval of a rule issued by the Consumer Financial Protection Bureau (CFPB) on small business lending under the Equal Credit Opportunity Act (Regulation B). The rule, published in the Federal Register on May 31, 2023, would have required lenders to follow specific procedures to ensure equal credit access for small businesses. If passed, this resolution would nullify the rule, preventing it from taking effect and removing the associated requirements for lenders. The rule directly affected small business lenders and borrowers by potentially altering how credit decisions were made for small business loans.