PAID Act
Summary
Prohibit Auto Insurance Discrimination Act or the PAID Act This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include gender, employment status, zip code, census tract, marital status, and credit score. Automobile insurers must make underwriting rules and rate filings available to the public. The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
Bill status
in committee
1 of 4 stages cleared
Introduction
Feb 2021
Committee Review
Floor Vote
President
Introduced Feb 23, 2021
Last action Feb 24, 2021
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
3
Key actions
0
Committee
2
Feb 24, 2021
Committee
Referred to the Subcommittee on Consumer Protection and Commerce.
lower
Feb 23, 2021
Committee
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
lower
Feb 23, 2021
Introduced
Introduced in House
lower
1 primary · 12 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Bonnie Watson Coleman
DDemocratic
Co
Alcee L. Hastings
DDemocratic
Co
Alexandria Ocasio-Cortez
DDemocratic
Co
Barbara Lee
DDemocratic
Co
Bennie G. Thompson
DDemocratic
Co
Eleanor Holmes Norton
DDemocratic
Co
Ilhan Omar
DDemocratic
Co
Jahana Hayes
DDemocratic
Co
Jesús G. "Chuy" García
DDemocratic
Co
Mark Takano
DDemocratic
Co
Mondaire Jones
DDemocratic
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