Coverage requirement of medical services and prescription medications for the treatment of dementia

This bill requires health insurance plans in Minnesota to cover FDA-approved medical services and prescription medications for treating or slowing dementia, including necessary diagnostic tests. It specifically prohibits these plans from using step therapy protocols, which would otherwise force patients to try cheaper or alternative treatments before accessing the most effective options for dementia care. The legislation also modifies rules on prior authorization for certain drugs, ensuring public input and limiting how quickly new medications can be restricted. These changes will take effect on January 1, 2027, applying to any health plans offered, issued, or renewed on or after that date.