Prohibit a seller from imposing a surcharge when the seller does not accept cash as payment

This bill prohibits businesses in Minnesota that do not accept cash payments from adding a surcharge for customers using credit or debit cards. It directly affects cashless retailers and service providers who currently impose such fees. The law bans surcharges for card payments if a business doesn’t accept cash at all, while allowing businesses that *do* accept cash to charge up to 5% for card use (with required disclosures). It also clarifies that discounts for cash payments remain permitted, as long as they’re clearly disclosed to all customers.