Workers' Compensation Advisory Council recommendations adoption
What changed between versions
New definitions for 'project sponsor', 'owner-controlled insurance program', and 'contractor-controlled insurance program' were added to clarify the types of large construction projects covered.
New requirements mandate that insurers require a signed attestation from applicants for zero estimated exposure policies, confirming they have no employees and zero estimated exposure.
New rules require project sponsors and general contractors to pay a $2,500 nonrefundable application fee to obtain approval for owner- or contractor-controlled insurance programs.
New provisions require project sponsors to provide updated information to the commissioner every three months during approved insurance programs.
New mandates require project sponsors to obtain and maintain payroll records from all contractors and subcontractors for three years after project completion.
New rules require that contractors and subcontractors participating in approved programs cannot hold zero estimated exposure policies for their work on those specific projects.
The definition of public data reporting for workers' compensation was modified to include the employer's total estimated exposure amount and construction classification codes for zero estimated exposure policies.
New sections regarding owner- and contractor-controlled insurance programs are effective for policies issued or renewed on or after January 1, 2026.
