SF 3098 Minnesota Senate · 2025-2026 Regular Session

Prohibition from using artificial intelligence to dynamically set product prices

Minnesota Senate Bill SF 3098 prohibits businesses from using artificial intelligence to adjust product prices in real time based on factors like competitor prices, customer behavior, or inventory levels. It directly affects retailers and online sellers that currently use AI-driven dynamic pricing systems. The bill defines artificial intelligence broadly as systems that generate outputs to influence environments and bans AI from setting or controlling prices dynamically. Enforcement would be handled by the attorney general under existing consumer protection laws (Minnesota Statutes, section 8.31). The measure aims to prevent AI from enabling rapid, opaque price changes that could disadvantage consumers.
Bill status died 1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
Governor
Introduced Mar 27, 2025 Last action Mar 18, 2026
Maddy AI version diff · 1 comparison

What changed between versions

Introduction 1st Engrossment · 5 edits · Mar 18, 2026
MODERATE
The bill was significantly expanded from a single provision banning AI-based dynamic pricing to a comprehensive consumer protection law prohibiting surveillance-based discrimination in both pricing and wages. The new version introduces extensive definitions for terms like 'biometrics' and 'surveillance data' and establishes specific exemptions for insurers and certain worker classifications. It also mandates that businesses using automated decision-making must publish procedures allowing consumers and workers to challenge data accuracy.
Scope change
The bill's scope broadened from solely regulating product pricing algorithms to also regulating wage setting algorithms, covering both consumers and workers.
SCOPE

Added prohibitions against using automated systems to set individualized wages based on surveillance data.

DEFINITION

Introduced new definitions for 'automated decision system', 'behaviors', 'biometrics', 'surveillance data', and 'worker' to clarify the law's reach.

REQUIREMENT

Required businesses using automated pricing or wage systems to publish procedures for data accuracy and allow individuals to challenge decisions.

ENFORCEMENT

Established legal presumptions that make it easier for plaintiffs to prove violations when different prices or wages are offered for the same product or task.

ELIGIBILITY

Created specific exemptions for insurers using risk-relevant data and for employers refusing to hire individuals with no prior work history.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
6
Key actions
0
Committee
3
Mar 18, 2026
Committee
Comm report: Amended, No recommendation, re-referred to Commerce and Consumer Protection
upper
Feb 26, 2026
Committee
Withdrawn and re-referred to Judiciary and Public Safety
upper
Mar 27, 2025
Committee
Referred to Commerce and Consumer Protection
upper
Mar 27, 2025
Introduced
Introduction and first reading
upper
1 primary · 2 co-sponsors

Sponsors