Minnesota State High School League requirement to contract for catastrophic accident insurance

SF 2685 requires the Minnesota State High School League to secure catastrophic accident insurance covering student athletes in all league-sponsored sports, including pregame/postgame activities and ninth graders. The policy must provide at least $10 million in lifetime coverage per injury with a $50,000 deductible, covering medical care, medications, vehicles, and wheelchairs related to the injury. The bill directly affects all student athletes, managers, trainers, and cheerleaders participating in Minnesota high school league activities. It also mandates specific payments to two former athletes injured in 2011 (hockey) and 2022 (football) for expenses not covered by insurance, effective after 2025.