Insurers requirement to provide a copy of current policy to the insured

This bill requires Minnesota insurance companies to provide policyholders with a copy of their current insurance policy within 21 days of a request. It directly affects insured individuals who ask for their policy documents, ensuring they receive a clear copy either in paper, electronically, or via a website link. Insurers must deliver this copy once per policy period, not repeatedly for the same coverage term. The change amends Minnesota Statutes section 72A.20 to add this requirement, making policy access more straightforward for consumers.