Requirements that an enrollee receive any rebates and discounts accrued directly or indirectly to health carriers

This bill requires health insurance plans (health carriers) to pass all rebates and discounts received from drug manufacturers or pharmacies directly to enrollees at the point of prescription drug purchase. It mandates that enrollees' out-of-pocket costs (like deductibles or coinsurance) be calculated based on a price reduced by 100% of all applicable rebates. The bill protects the confidentiality of rebate amounts as trade secrets, prohibiting health carriers from disclosing specific rebate details. It applies to all prescription drugs covered under health plans and allows health carriers to reduce patient costs further than required. Non-compliance could result in civil penalties or license suspension for the health carrier.