Covered services for dental care definition modification

This bill (SF 1137) amends Minnesota law to clarify the definition of "covered services" in dental insurance plans. It specifies that covered services include dental care for which reimbursement is available under a plan, even after accounting for standard limitations like deductibles, co-pays, or annual maximums. The bill requires dentists to provide patients with a cost estimate for non-covered services before treatment and prohibits charging more than usual fees for those services. It does not change existing plan limitations like deductibles or annual benefit caps, but ensures transparency for patients regarding costs of non-covered care.