Insurance companies accepting an individual taxpayer identification number on insurance coverage applications requirement provision

SF 1109 requires Minnesota insurance companies to accept an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN) on new insurance applications. This directly affects insurance companies operating in Minnesota and new customers who do not have an SSN but possess an ITIN, such as certain immigrants or non-citizens. The bill amends Minnesota Statutes by adding a provision stating that if an insurer requires an SSN, it must accept an ITIN and clearly indicate this on the application. The requirement takes effect January 1, 2026, applying to all new coverage offered, issued, or renewed on or after that date.