Coverage of vasectomies required by health plans.

HF 774 requires health insurance plans in Minnesota to cover vasectomies as part of contraceptive services. Currently, state law excludes vasectomies from the definition of "contraceptive service," meaning plans weren't obligated to cover them; this bill removes that exclusion. The law amends Minnesota Statutes 2024, section 62Q.522, to include vasectomies under required contraceptive coverage without cost-sharing. The requirement takes effect January 1, 2026, for health plans offered, issued, or renewed after that date, directly affecting insurance providers and individuals seeking vasectomy procedures.