Health plans required to cover infertility treatment and standard fertility preservation services, medical assistance and MinnesotaCare required to cover infertility treatment and standard fertility preservation services, and money appropriated.

This bill requires health plans in Minnesota that offer maternity benefits to cover infertility treatment and standard fertility preservation services for their enrollees. It defines infertility based on medical criteria and specifies that coverage must match the cost-sharing terms applied to maternity care, including limits on oocyte retrievals but unlimited embryo transfers. The legislation also mandates that health plans cannot impose additional restrictions, waiting periods, or benefit maximums on these services beyond what applies to maternity coverage. Additionally, the state will reimburse health plans for the costs of providing these new benefits, but only for services that would not have been covered without this law.