Requirements necessary for a health carrier to discontinue individual health plans eliminated, and state exception for a health carrier's uniform modification of coverage under an individual market health plan established.

This bill removes previous requirements that health insurance companies must follow to stop offering specific individual health plans in Minnesota. It allows insurers to discontinue plans without needing prior approval from the state commissioner, except when the plan has 25 or more enrollees or is not a grandfathered plan. The law also creates an exception that permits insurers to make uniform changes to coverage across all policyholders at renewal time, such as adjusting premiums or benefits, without treating individuals differently based on their health status. Additionally, the bill outlines specific notice requirements, including written notification to policyholders at least 90 days before discontinuation and the option for affected individuals to purchase other available plans from the same carrier.