Guaranteed issuance of Medicare supplement policies for enrollees of a Medicare supplement policy that is involuntarily terminated or issued by an insolvent issuer expanded.

This bill expands Minnesota's guaranteed issue protections for Medicare supplement policies, ensuring individuals can obtain coverage when their existing plans are involuntarily terminated or issued by insolvent insurers. It directly affects Medicare beneficiaries who lose coverage due to plan termination, issuer insolvency, or other involuntary reasons, as well as those transitioning between different types of Medicare coverage. The key provision requires insurance companies to offer policies without denying coverage, charging higher premiums based on health status, or excluding preexisting conditions for eligible individuals who meet specific circumstances outlined in the law. This change strengthens consumer protections by clarifying when individuals qualify for guaranteed issuance and preventing discrimination during the enrollment process.