Prior authorization of drugs the enrollee has been prescribed prohibited for at least six months.

This bill prohibits health insurance plans and utilization review organizations in Minnesota from requiring prior authorization for drugs that have been continuously prescribed to an enrollee for at least six months. The law applies to health benefit plans offered, sold, issued, or renewed on or after January 1, 2026, and directly affects patients who have been on stable medication regimens for half a year or longer. By removing this administrative requirement for ongoing prescriptions, the bill aims to reduce barriers to accessing medications that patients have already been using consistently. The provision is part of broader changes to Minnesota's health insurance laws that also limit prior authorization for emergency services, mental health treatment, cancer care, and preventive screenings.