Standards for utilization review performance modified, cause of action for wrongful denials of prior authorizations by utilization review organizations or their reviewing physicians created, and attorney general enforcement provided.

HF 3334 modifies rules for health insurance companies' review of medical treatments, requiring their reviewing physicians to contact a patient's attending doctor before denying coverage. It creates a legal right for patients injured by wrongful denials - where the denial contradicts medical norms or the attending doctor's recommendation - to sue the insurance company or reviewing physician. The law also allows Minnesota's attorney general to enforce these rules. This directly affects patients seeking care, health insurance companies, and physicians reviewing treatment requests.