Premium reductions for accident prevention course completion expanded to all insureds.

HF 3290 would expand a 10% reduction in auto insurance premiums to all car insurance policyholders, removing the current age restriction that limited the discount to drivers aged 55 and older. To qualify, any policyholder must complete a four-hour approved accident prevention course and provide a completion certificate to their insurer. The bill amends existing law to require insurers to offer this discount to all eligible participants, regardless of age. Currently, only drivers 55+ received this benefit under Minnesota Statutes §65B.28.