HF 2607 Minnesota House · 2025-2026 Regular Session

Insurers required to provide copy of current policy to insured.

HF 2607 requires Minnesota insurers to provide a copy of an active insurance policy to the first named insured within 21 days of receiving a request. Insurers may deliver the copy via paper, email, or a secure online link, and must provide it only once per policy period (e.g., annually for a yearly policy). This law applies directly to all insurance companies operating in Minnesota and affects policyholders who seek their current coverage details. The bill amends Minnesota Statutes to ensure timely access to policy terms without imposing additional costs on consumers.
Bill status in committee 1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
Governor
Introduced Mar 20, 2025 Last action Apr 1, 2025
Maddy AI version diff · 1 comparison

What changed between versions

Introduction 1st Engrossment · 1 edit · Apr 1, 2025
MINOR
The bill was updated from its introduction stage to its first engrossment, reflecting a revision that narrows the requirement for insurers to provide current policy copies. Originally, the rule applied to all policies, but the change now specifically limits this requirement to automobile and homeowner's insurance policies.
Scope change
The bill's scope was narrowed from applying to all insurance policies to applying only to automobile and homeowner's insurance policies.
SCOPE

The requirement for insurers to deliver a copy of the current policy within 21 days of a request was restricted to only automobile and homeowner's insurance, removing the obligation for other types of insurance.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
4
Key actions
1
Committee
1
Apr 1, 2025
Lower · Passed
Committee report, to adopt as amended
lower
Mar 20, 2025
Introduced
Introduction and first reading, referred to Commerce Finance and Policy
lower
1 primary · 2 co-sponsors

Sponsors