Enrollee required to receive any rebates and discounts accrued directly or indirectly to health carriers.

HF 2047 requires health insurance plans (health carriers) to pass all rebates and discounts they receive from drug manufacturers or pharmacies directly to enrollees at the point of prescription purchase. This means enrollees’ out-of-pocket costs (like co-pays) for covered drugs will be reduced by 100% of any rebates the health carrier received, calculated at the pharmacy counter. The bill mandates that health carriers adjust these costs immediately during checkout, while protecting rebate details as confidential trade secrets to prevent public disclosure. Non-compliance could result in civil penalties or license suspension for health carriers.