Requirements for making current standard charges available to the public modified, collection actions prohibited in certain circumstances, and actions by patients and guarantors authorized.

HF 1077 requires large healthcare providers - including hospitals, outpatient surgical centers, and practices with over $50 million in annual revenue that offer specific services like diagnostic imaging, lab tests, or certain surgeries (e.g., joint replacements, cataract surgery) - to publicly list their standard charges for all services. It modifies disclosure requirements by phasing down revenue thresholds over time (from $50 million in 2024 to $10 million by 2026) and defines "standard charge" to include negotiated rates with insurers and cash prices. The bill also prohibits debt collection actions (like sending to collectors or suing) for unpaid bills related to these services and authorizes patients or guarantors to take specific steps if they dispute charges. This aims to increase price transparency and protect patients from aggressive collection tactics for routine medical services.