Fire insurance: reporting on cancellation and nonrenewal.
Summary
Existing law generally regulates classes of insurance, including residential property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to a fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred. This bill would require the Department of Insurance, on or before January 1, 2027, and on or before each January 1 thereafter, to report specified information to the Legislature on the effect the above-described one-year prohibition against cancellation or nonrenewal has had in ZIP Codes subject to the prohibition.
Bill status
failed
1 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Floor Vote
Governor
Introduced Feb 13, 2025
Last action Feb 2, 2026
Maddy AI version diff · 2 comparisons
What changed between versions
04/21/25 - Amended Senate
→
SB365
·
1 edit
MINOR
No substantive policy changes were made between these two versions. The differences are entirely formatting and presentation: the old version uses a line-numbered PDF-style layout while the new version is an HTML web page rendering of the same amended bill text, complete with website navigation elements.
TECHNICAL
The document was reformatted from a line-numbered legislative print format to a web page layout. All statutory language in Section 675.1 remains identical between the two versions.
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
9
Key actions
1
Committee
1
Amendments
1
Apr 21, 2025
Upper · Passed
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
upper
Feb 26, 2025
Committee
Referred to Com. on INS.
upper
Feb 13, 2025
Introduced
Introduced. Read first time. To Com. on RLS. for assignment. To print.
upper
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Marie Alvarado-Gil
RRepublican
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