Health care coverage: hearing aids.
What changed between versions
Cost sharing for hearing aids changed from no deductible, coinsurance, or copayment at all to no deductible but coinsurance capped at 10 percent. This allows plans to charge enrollees up to 10 percent of the cost.
Removed the requirement that covered services be provided by a contracted provider (unless out-of-network is allowed) and removed the specific requirement that children under five have access to a pediatric audiologist as a contracted provider.
Exemptions broadened significantly. The Health and Safety Code section now exempts all Medicare policies (not just Medicare supplement) and all specialized health care service plan contracts (not just those covering only dental or vision). The Insurance Code section similarly exempts all specialized health insurance policies, not just dental/vision-only ones.
The $3,000 per hearing aid figure is now framed as a permissible limit plans may impose rather than a mandatory maximum required coverage amount. Plans are authorized to cap coverage at $3,000 but the language no longer states this is the 'maximum required coverage amount.'
Effective date confirmed as January 1, 2028 (the prior version showed both 2027 and 2028 reflecting amendment history).