SF 41 Wyoming House · 2026 Regular Session

Portable benefit accounts.

Wyoming's SF 41 creates "portable benefit accounts" to help independent contractors access benefits like health insurance or retirement savings. The bill allows hiring parties (companies or individuals) or contractors themselves to voluntarily contribute funds to these accounts, with strict rules requiring written opt-in agreements and clear disclosure. It prohibits using these contributions to determine employment status and mandates that accounts be managed by approved financial institutions. The law requires the Department of Workforce Services to create implementing rules and takes effect July 1, 2026. This directly affects independent contractors who currently lack employer-provided benefits.
Bill status signed all 5 stages cleared
Introduction
Feb 2026
Committee Review
Feb 2026
Senate Passage
Mar 2026
House Passage
Feb 2026
Signed into Law
Mar 2026
Introduced Feb 10, 2026 Signed Mar 6, 2026
Maddy AI version diff · 1 comparison

What changed between versions

Introduced Enrolled · 6 edits · Mar 6, 2026
MODERATE
The bill was finalized into law with minor text clarifications and the addition of a rulemaking requirement. The most significant substantive change is the expansion of covered benefits to include vision and dental insurance, alongside the addition of a new requirement allowing hiring parties to opt out of withholding contributions with 60 days' notice.
Scope change
The scope of covered benefits was expanded to include vision and dental insurance, and the applicability of the withholding rules was clarified to explicitly cover independent contractors.
DEFINITION

The definition of 'Portable benefit account' was updated to explicitly include vision and dental insurance as fundable benefit plans.

The definition of 'Financial institution' was updated to replace 'credit union' with 'financial institution' in the list of eligible providers, and the definition of 'Portable benefit account provider' was updated to reflect this change.

REQUIREMENT

A new provision was added allowing hiring parties to opt out of the agreement with at least 60 days of notice to the independent contractor.

A new requirement mandates that the written agreement for withholding funds or contributing employer funds must be clear, unambiguous, and prominently displayed in a work contract.

ENFORCEMENT

A new section was added requiring the Department of Workforce Services to promulgate rules necessary to implement the act.

ELIGIBILITY

The criteria for determining employment classification were expanded to include determinations under W.S. 27-14-102(a)(xxiii) in addition to W.S. 27-3-104.

Floor votes · Senate Feb 19, 2026 · House Feb 26, 2026

How they voted

301
Passed
Total votes 31
Feb 19, 2026
D Democratic2
2 Yea
100% Yea
R Republican29
28 Yea 1 Nay
96% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
22
Key actions
8
Committee
4
Mar 6, 2026
Signed into law
Governor Signed SEA No. 0030
legislature
Mar 2, 2026
Upper · Passed
S Concur:Passed 31-0-0-0-0
upper
Feb 26, 2026
Lower · Passed
H 3rd Reading:Passed 60-0-2-0-0
lower
Feb 24, 2026
Lower · Passed
H COW:Passed
lower
Feb 24, 2026
Lower · Passed
H07 - Corporations:Recommend Amend and Do Pass 7-0-2-0-0
lower
Feb 20, 2026
Introduced
H Introduced and Referred to H07 - Corporations
lower
Feb 19, 2026
Upper · Passed
S 3rd Reading:Passed 30-1-0-0-0
upper
Feb 17, 2026
Upper · Passed
S COW:Passed
upper
Feb 16, 2026
Upper · Passed
S10 - Labor:Recommend Amend and Do Pass 5-0-0-0-0
upper
Feb 10, 2026
Introduced
S Introduced and Referred to S10 - Labor 29-1-1-0-0
upper
1 primary · 4 co-sponsors

Sponsors