Prior authorization-amendments.

HB 76 requires Wyoming health insurers to have Wyoming-licensed physicians or healthcare providers make decisions on prior authorization denials and review appeals, instead of relying solely on insurance company staff. It amends state insurance code sections to mandate that all such decisions be made by licensed providers with current Wyoming practice permits. The law applies to all prior authorization decisions made on or after July 1, 2025. This directly affects insurers, healthcare providers, and patients seeking coverage approvals in Wyoming.