Open banking.

HB 62 allows Wyoming state-chartered banks to share customer financial data with third-party apps or services, but only with the customer's explicit written consent. It defines key terms like "customer data" (including banking and transaction details) and "open banking" (secure digital access via customer permission). The law requires banks to comply with all data protection laws and mandates the banking commissioner to create rules for data security by July 1, 2024. The law takes effect July 1, 2024, with rulemaking starting immediately after enactment.