Relating to: allowing discounts for prompt payment of health care fees.

AB 819 allows health care providers to offer discounts of up to 15% for prompt payment of fees by individuals covered under disability insurance policies. It directly affects health care providers serving patients with such coverage and requires providers to: (1) post discount policies online, (2) limit discounts to avoid collection costs, and (3) not shift discount costs to other patients or advertise discounts publicly. The bill does not require providers to offer discounts but prohibits them from reducing coinsurance/deductibles under disability insurance terms, except for these structured prompt payment discounts. It also ensures discounts comply with federal law and do not override existing provider contracts with insurers.