Relating to: coverage of infertility services under health policies and plans and granting rule-making authority. (FE)

AB 568 requires most health insurance plans and self-insured employer health coverage to cover infertility diagnosis, treatment, and standard fertility preservation services (like egg freezing before cancer treatment). It mandates coverage for at least four egg retrieval procedures and unlimited embryo transfers per American Society for Reproductive Medicine guidelines, with no extra costs or restrictions compared to other medical treatments. The bill directly affects health insurers, self-insured employers (including government entities), and people seeking infertility care or fertility preservation. It prohibits plans from imposing unique cost-sharing, waiting periods, or exclusions specifically for infertility services. The law applies to disability insurance policies and self-insured plans, excluding certain health benefit plans under existing statutes.