Relating to: prior authorization for treatment of severe misalignment or malocclusion of teeth under health insurance policies and plans.

This bill requires health insurance plans and self-insured programs to stop using the Salzmann Evaluation Index alone when deciding whether to cover treatment for severe misalignment or malocclusion of teeth. It directly affects dental coverage under disability insurance policies, self-insured plans, limited service health organizations, preferred provider plans, and defined network plans. The law mandates that these plans must consider additional factors beyond the index when making prior authorization decisions for orthodontic treatments. The changes apply to policy years starting after the law takes effect, with specific timing for plans affected by collective bargaining agreements.