Requiring PEIA and other health insurance providers to provide payment parity for certain services

SB 565 requires West Virginia's Public Employees Insurance Agency (PEIA) and other health insurance providers to pay behavioral health, mental health, and substance use disorder providers the same rate as medical/surgical providers for comparable services. This applies to licensed practitioners (e.g., psychologists, counselors) who submit claims with standard diagnostic codes, provider IDs, and facility details. Insurers cannot reduce physician reimbursements to comply with this rule or apply stricter non-quantitative limits to behavioral health care than to medical care. The bill directly affects behavioral health providers by ensuring equal payment for services previously subject to lower reimbursement rates.