Requiring medical insurance providers to include infertility services in policies

This bill requires all health insurance providers in West Virginia to cover infertility diagnosis, treatment, and fertility preservation services. It mandates coverage for medically necessary fertility care - including evaluations, medications, and donor services - and specifically requires coverage for fertility preservation (like egg or sperm freezing) before medical treatments known to impair fertility, such as chemotherapy. The law applies to all group health insurance policies and prohibits insurers from imposing separate deductibles, copays, or limits on these covered services. This directly affects West Virginia residents with infertility diagnoses or those needing fertility preservation before medical procedures, ensuring access to these services through their insurance plans.