Requiring coverage for medically necessary treatment for cleft lip and cleft palate

Senate Bill 1019 requires health insurance plans in West Virginia to cover medically necessary treatment for cleft lip and cleft palate. This applies directly to individuals with these congenital conditions, particularly children, who rely on insurance for surgical and medical care. The bill mandates coverage for all necessary treatments without excluding specific procedures, ensuring plans cover the full range of care deemed medically appropriate by a physician. It sets eligibility and defines coverage terms but does not specify cost-sharing details or financial limits.