To create the West Virginia Cares Fund

HB 5664 proposes creating the West Virginia Cares Fund, a state-run long-term care insurance program funded through payroll deductions for eligible state employees. It would provide a daily benefit of $100 for 365 days annually to cover approved services like in-home care, community-based support, and skilled nursing facility care. The bill aims to address the lack of affordable long-term care insurance, which leaves over 90% of seniors uninsured, by offering coverage through employee payroll premiums instead of out-of-pocket costs. This would allow beneficiaries to choose care settings (home, community, or facility) while maintaining current service options and seamless transitions from existing funding sources. The bill is currently in committee referral after its February 2026 introduction.