Relating to optional limits of uninsured and underinsured motor vehicle coverage

HB 5487 proposes to repeal West Virginia Code §33-6-31d, which previously established optional limits for uninsured and underinsured motor vehicle coverage. The bill would remove this specific provision from state law, eliminating a requirement that insurers offer policyholders the option to set lower coverage limits for these scenarios. This change would directly affect auto insurance policies in West Virginia, as it removes a structured option for consumers to choose reduced coverage levels. The bill focuses solely on repealing an existing legal provision, with no new requirements or changes to standard coverage mandates.