Protecting patient access to clinician-administered medications.

HB 5482 protects patient access to clinician-administered medications by prohibiting health insurers and pharmacy benefit managers from interfering with coverage. It stops insurers from refusing payment for these medications when medical necessity is met, charging extra fees beyond standard cost-sharing, or forcing patients to use specific pharmacies. The bill ensures patients can receive these medications directly from their chosen provider or pharmacy, without penalty, while allowing insurers to maintain standard cost-sharing and medical necessity requirements. It directly affects patients, healthcare providers, and insurers by clarifying coverage rules for medications requiring professional administration in clinical settings.