Relating to Decreasing Board of Education Limits

HB 5463 amends West Virginia law to increase liability insurance requirements for county school boards and their personnel. It mandates minimum $1 million liability coverage from the State Board of Risk and Insurance Management for teachers, administrators, superintendents, and school board members, plus $5 million in additional excess coverage that counties must purchase. The bill requires comprehensive coverage including malpractice, corporal punishment, and legal liability, along with annual written notice to all covered staff about their insurance details. This affects all public school employees and officials in county districts and participating public charter schools. The bill passed the House on March 3, 2026, and is now before the Senate Banking and Insurance committee.