Require all state‑regulated health insurance plans to provide meaningful coverage for hearing aids and to cover at least one annual audiological evaluation.

HB 5433 requires all state-regulated health insurance plans to cover hearing aids and annual audiological evaluations for insured individuals with hearing impairment. The bill mandates coverage for initial and replacement hearing aids (every 36 months), necessary adjustments, and at least one yearly hearing evaluation. It limits coverage to $1,400 per hearing-impaired ear every 36 months for standard hearing aids, while allowing individuals to pay extra for more expensive options without penalties. The law applies to policies issued or renewed after January 1, 2026, and excludes batteries and cords from coverage.