Allow the use of credit cards for raffles.

HB 5396 amends West Virginia law to permit charitable raffles to accept credit card payments instead of requiring cash or debit transactions. This change directly affects nonprofit organizations and charities that operate raffles as fundraising activities. The bill adds a new section (§47-21-31) to clarify that credit cards may be used for raffle purchases, removing a previous restriction. The policy change simplifies payment options for participants while maintaining the charitable nature of raffles.